Mortgage Topics Explained in Plain English

Watch Paddy break down home loans, refinancing, investment property, and more — the way he’d explain it to a friend over coffee. No jargon. No sales pitch.

Video Library

Watch & Learn from Paddy

First Home Buyer

The First Home Buyer Journey — What to Expect in Geelong

A step-by-step walkthrough of the first home buying process — from savings to pre-approval to settlement day.

Educational 3 min
investment

Using Home Equity to Buy an Investment Property in Geelong

If your home has grown in value, you might already have your investment deposit. Paddy explains exactly how equity access works.

Strategy 3 min
Home Loans

How Much Can I Borrow for a Home Loan? Your Questions Answered

The most common question Paddy receives — explained with real examples and an honest look at how lender policies differ.

Q&A 1mint
Home Loans

Fixed vs Variable Rate: Paddy’s Plain English Explanation

Not sure whether to fix your rate or stay variable? Paddy explains the trade-offs clearly — including the split option most people miss.

1 mint
Refinacing

When Should You Refinance Your Home Loan?

Paddy shares the 7 clearest signs it's time to review your mortgage — and the one situation where switching doesn't make sense.

Strategy 12 mint
Home Loans

How Home Loans Actually Work — Explained in 5 Minutes

Paddy breaks down the whole home loan process from application through to settlement — no jargon, no fluff.

Educational 5 min

More Videos Coming Regularly

New videos are being added to the library as they are produced. Follow Paddy on Instagram and Facebook to catch each new video as soon as it goes live – or subscribe to the TriLending YouTube channel (Coming Soon).

Video Topics by Category

Home Loans

Borrowing capacity, pre-approval, loan types, rates, and the process from start to finish

Refinancing

When to switch, equity access, fixed rate expiry, savings calculations

Investment Property

Equipment fit-outs, fit-out finance, commercial premises purchase or lease, and working capital to support growth

First Home Buyers

Grants, schemes, deposits, stamp duty, the full buyer journey step by step

Self-Employed

How specialist lenders assess business income, add-backs, and what banks miss
 

Commercial & Asset

Business vehicle finance, equipment loans, chattel mortgage vs hire purchase

Q&A Sessions

Paddy answers the real questions clients ask — unscripted and honest

Market Updates

What’s happening in the Geelong property and lending market right now