What Is Home Loan Pre-Approval and How Long Does It Take?
This is one I get asked constantly: should you get pre-approval before you start looking at properties, or is that jumping the gun? Honest answer? It’s rarely jumping the gun. If anything, it’s the opposite problem. Most people wait too long. So let me explain what pre-approval actually is, how it’s different from formal approval, […]
How Much Can I Borrow for a Home Loan in Geelong?
If you’ve typed “how much can I borrow for a home loan” into Google at 11pm with a coffee going cold beside you, you’re not alone. Honestly, it’s the question almost every Geelong buyer asks me before they’ve even looked at a property, and it’s usually followed by a quieter second question: will an online […]