How Self-Employed Borrowers Can Get a Home Loan in 2026

Banks assess self-employed income conservatively. Specialist lenders don’t. Paddy explains how add-backs, business financials, and the right lender makes all the difference. I couldn’t tell you how many times I’ve sat down with a self-employed client who’s already been told no somewhere else, or been quoted a borrowing figure that doesn’t match how their business […]